Terms & Conditions

Effective Date: January 1, 2025

Last Updated: January 1, 2025

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and FinanceConf, Registration No: 10512878, located at 11, Hassan Society, Malad, Gangtok - 158918, India ("Company," "we," "our," or "us").

By accessing or using our website https://lp-crm.ru (the "Site") and purchasing our products or services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Site or use our services.

We reserve the right to modify these Terms at any time. Continued use of the Site after modifications constitutes acceptance of the updated Terms. You are responsible for reviewing these Terms periodically.

2. Eligibility and Account Registration

2.1 Age Requirement

You must be at least 18 years of age to use our Site and purchase our products. By using the Site, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding contracts.

2.2 Account Registration

To access certain features and make purchases, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Keep your password confidential and secure
  • Notify us immediately of any unauthorized use of your account
  • Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activity.

3. Products and Services

3.1 Product Descriptions

We offer digital products and services including landing page templates, financial analysis tools, educational course bundles, marketing kits, and report generators. We make every effort to accurately describe our products, but we do not warrant that product descriptions, pricing, or other content is accurate, complete, reliable, current, or error-free.

3.2 Product Availability

All products are subject to availability. We reserve the right to discontinue any product at any time without notice. In the event a product is listed at an incorrect price or with incorrect information due to typographical error, we reserve the right to refuse or cancel orders placed for that product.

3.3 Digital Delivery

Products are delivered digitally via email or download link immediately upon successful payment processing. You are responsible for providing a valid email address and ensuring your email filters do not block our communications.

3.4 License Grant

Upon purchase, we grant you a limited, non-exclusive, non-transferable license to use our digital products for your personal or business use. You may not:

  • Resell, redistribute, or share products with unauthorized third parties
  • Modify products and resell them as your own
  • Reverse engineer, decompile, or disassemble software components
  • Remove copyright notices or proprietary markings
  • Use products in violation of applicable laws or regulations

4. Pricing and Payment

4.1 Pricing

All prices are listed in United States Dollars (USD) and are subject to change without notice. Prices include all applicable taxes unless otherwise stated. We reserve the right to correct pricing errors on our Site even after orders have been submitted.

4.2 Payment Methods

We accept major credit cards, debit cards, and other payment methods as displayed during checkout. Payment processing is handled by secure third-party payment processors. We do not store your complete credit card information on our servers.

4.3 Payment Authorization

By providing payment information, you represent and warrant that:

  • You are authorized to use the payment method provided
  • All payment information is accurate and current
  • You will pay all charges incurred at the prices in effect when charges are incurred
  • You will pay applicable taxes, if any

4.4 Failed Payments

If payment cannot be processed or is declined, we reserve the right to cancel or suspend your order and access to purchased products until payment issues are resolved.

5. Intellectual Property Rights

5.1 Company Ownership

All content on the Site, including text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of FinanceConf or its content suppliers and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

5.2 Trademarks

FinanceConf, our logo, and other marks used on the Site are trademarks or registered trademarks. You may not use these marks without our prior written permission.

5.3 Limited License to Users

We grant you a limited license to access and use the Site for personal, non-commercial purposes. This license does not include:

  • Resale or commercial use of the Site or its contents
  • Collection and use of product listings or descriptions
  • Derivative use of the Site or its contents
  • Downloading or copying account information for unauthorized purposes
  • Use of data mining, robots, or similar data gathering tools

6. User Conduct and Prohibited Activities

You agree not to engage in any of the following prohibited activities:

  • Violating laws, regulations, or third-party rights
  • Transmitting viruses, malware, or other harmful code
  • Attempting to gain unauthorized access to our systems
  • Interfering with or disrupting the Site's operation
  • Impersonating any person or entity
  • Harvesting or collecting information about other users
  • Using the Site for unauthorized commercial purposes
  • Engaging in fraudulent activities or misrepresentation
  • Posting inappropriate, offensive, or illegal content
  • Circumventing security features or access controls

7. Third-Party Links and Services

Our Site may contain links to third-party websites, services, or resources that are not owned or controlled by FinanceConf. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party sites.

You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by use of or reliance on any third-party content, goods, or services available through such sites.

8. Disclaimers and Limitation of Liability

8.1 Disclaimer of Warranties

THE SITE AND ALL PRODUCTS AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Implied warranties of merchantability and fitness for a particular purpose
  • Non-infringement of intellectual property rights
  • Accuracy, reliability, or completeness of information
  • Uninterrupted or error-free operation
  • Security of data transmission

8.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINANCECONF SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your use or inability to use the Site or products
  • Unauthorized access to or alteration of your data
  • Statements or conduct of third parties on the Site
  • Any other matter relating to the Site or services

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT PAID BY YOU TO US IN THE SIX (6) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

9. Indemnification

You agree to defend, indemnify, and hold harmless FinanceConf, its officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your violation of these Terms
  • Your use of the Site or products
  • Your violation of any third-party rights
  • Your violation of applicable laws or regulations
  • Any content you submit or transmit through the Site

10. Termination

We reserve the right to suspend or terminate your access to the Site and your account at any time, without notice, for conduct that we believe:

  • Violates these Terms or applicable laws
  • Is harmful to other users, third parties, or our business interests
  • Involves fraudulent or illegal activity
  • Abuses or misuses our products or services

Upon termination, your right to use the Site will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Dispute Resolution

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

11.2 Arbitration

Any dispute arising from or relating to these Terms or the Site shall be resolved through binding arbitration in Gangtok, India, in accordance with the Arbitration and Conciliation Act, 1996. The arbitration shall be conducted in English, and the decision of the arbitrator shall be final and binding.

11.3 Class Action Waiver

You agree that any proceedings to resolve disputes will be conducted on an individual basis and not as a class action, consolidated action, or representative action.

12. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely approximates the intent of the original provision.

14. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and FinanceConf regarding the use of the Site and products, and supersede all prior or contemporaneous communications and proposals, whether oral or written.

15. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term.

16. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties and their successors and permitted assigns.

17. Contact Information

For questions or concerns about these Terms, please contact us:

FinanceConf
Registration No: 10512878
Address: 11, Hassan Society, Malad, Gangtok - 158918, India
Phone: +23671085350
Email: [email protected]

18. Updates to Terms

We reserve the right to modify these Terms at any time. Material changes will be notified through:

  • Posting updated Terms on this page with a new "Last Updated" date
  • Email notification to registered users (for significant changes)
  • Prominent notice on our Site

Your continued use of the Site after such modifications constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically to stay informed of any changes.

19. Acknowledgment

BY USING THE SITE AND PURCHASING OUR PRODUCTS, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE OUR SITE OR PURCHASE OUR PRODUCTS.